This Privacy Policy explains how Planning Solutions International LLC (“Company,” “we,” “us,” “our”), doing business as TOAMS Financial and operating the Painless Profits service (the “Service”), collects, uses, discloses, and safeguards information when you use the Service.
Contact: [email protected]
Mailing address: 1901 University Blvd W, Jacksonville, FL 32217
This Policy applies to information collected through the Service, including our website pages, forms, and communications.
If you later become a client for separate services (e.g., tax filing, investment management, advisory services), different or additional disclosures and privacy practices may apply under those engagements.
Identifiers and contact information (e.g., name, email, phone number, address, business name)
Information submitted through forms, chats, email, or support
Purchase-related information (note: payments are processed by third-party processors; we typically do not store full payment card numbers)
Device and usage information (e.g., IP address, browser type, device identifiers, pages viewed, clicks, referral URLs, approximate location derived from IP)
Cookies and similar technologies (e.g., pixels, tags, local storage)
We do not share mobile phone numbers or SMS opt-in/consent data with third parties or affiliates for their own marketing or promotional purposes. We may share such data with service providers solely to deliver messaging and support services.
We use information to:
Provide, operate, and improve the Service
Process purchases and deliver what you purchased
Provide customer support and respond to requests
Send service-related communications (receipts, updates, access instructions)
Send marketing communications where permitted and consistent with your choices
Run analytics, measure performance, and improve marketing effectiveness
Detect fraud, secure systems, and enforce our terms and policies
Comply with legal obligations
We may share information with:
keep the site functioning,
understand how visitors use the Service, and
measure and improve marketing performance.
You can control cookies through browser settings and, where available, our cookie banner/consent tools.
We run retargeting/remarketing advertising. This means we may advertise to you after you visit the Service using cookies/pixels and similar technologies via platforms such as Google and Meta/Facebook (and their partners).
You can opt out of interest-based advertising using platform settings and industry opt-out mechanisms (where available), and you can control cookies via browser settings.
Email: You can unsubscribe from marketing emails using the link in our messages. Transactional/service emails may still be sent when necessary.
SMS: You can opt out at any time by replying STOP. Reply HELP for help. Message and data rates may apply.
We retain personal information as long as necessary to provide the Service, meet legal/compliance requirements, resolve disputes, and enforce agreements. Retention periods vary depending on the type of information and purpose.
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is 100% secure.
The Service is not intended for individuals under 18, and we do not knowingly allow them to use the Service. We also do not knowingly collect personal information from children under 13. If you believe a minor has provided personal information, contact us and we will take reasonable steps to delete it.
The Service may include links to third-party websites. We are not responsible for the privacy practices of third parties.
Painless Profits generally does not collect sensitive financial or tax documents (e.g., SSNs, tax returns, investment account numbers). We collect that information only after you become a client for separate services such as tax filing, investment management, or advisory services, and only under the applicable engagement agreement and related disclosures/policies provided at that time.
Depending on where you live, you may have rights to access, correct, or request deletion of certain personal information. To submit a request, contact us at [email protected] with the subject line “Privacy Request.” We may need to verify your identity before completing a request.
We may update this Privacy Policy from time to time. We will post the updated version on this page and update the “Last Updated” date.